Appalachian Community Federal Credit Union

Located in the heart of Johnson City, this federal credit union stands out for its commitment to personalized service and community involvement. With a focus on helping members achieve their financial goals, it offers a diverse range of products, including competitive loan rates, savings accounts, and financial education resources. The knowledgeable staff takes the time to understand each member's unique needs, ensuring tailored solutions that foster long-term relationships. This credit union is not just about transactions; it's about building a supportive financial community.

Members appreciate the friendly atmosphere and the dedication to serving the local community. With a mission centered on empowering individuals and enhancing financial literacy, this institution is a trusted partner for both personal and business banking needs. Whether you're looking to save for a big purchase or secure a loan for a new venture, this credit union is here to guide you every step of the way.

Latest Feedback

    "I had a fantastic experience with this credit union! The staff was extremely helpful when I was applying for a loan. They walked me through the entire process, answering all my questions and making sure I felt comfortable every step of the way. It’s nice to know that they genuinely care about their members and not just about the numbers. I highly recommend them to anyone looking for financial services!"

    "What I love most about this place is the sense of community. Every time I visit, I’m greeted with a smile, and the staff always takes the time to check in on how I’m doing. They helped me set up a savings plan that fits my budget perfectly, and I can already see the difference it’s making in my finances. It's refreshing to find a financial institution that prioritizes personal relationships."

    "As a small business owner, I truly appreciate the support I've received here. The team helped me with my business account setup and even provided valuable resources for managing my cash flow. They understand the challenges of running a business and offer great advice tailored to my situation. It’s reassuring to know that I have a reliable financial partner who wants to see my business succeed."

Customer Reviews

What People Say

Maria Potter
Maria Potter

June 26, 2025

I've been a member for over three years, and I can confidently say that my experience here has been mostly positive. The loan process was straightforward, and I appreciated the patience of the loan officer who helped me secure a personal loan for home improvements. They answered all my questions and provided me with a clear breakdown of fees and interest rates, which I found refreshing. One thing I would suggest is to enhance their online resources; while I find the banking app functional, occasionally it can be a bit slow or glitchy, especially when I need to make a quick transfer. Additionally, it would be helpful if they offered more financial education workshops for members. Overall, I'm satisfied with the services, and I feel valued as a member. The community-focused approach really sets them apart from other institutions I’ve dealt with in the past.

Isaac Lim
Isaac Lim

December 1, 2024

What a gem of a credit union! Joining this place has been a fantastic decision for my financial well-being. From the moment I walked in, I was greeted by warm smiles and a welcoming atmosphere that felt like a breath of fresh air compared to the impersonal big banks I had dealt with before. The tellers are not only professional but also genuinely invested in helping you find the best financial solutions tailored to your needs. I recently took advantage of their auto loan offer, and the process was efficient and transparent, with no hidden fees. They also offer great rates compared to other lenders in the area. I can't say enough good things about their customer service; they truly make you feel like family. My only suggestion would be to have more promotional events or giveaways to engage the community further. Overall, I’m thrilled to be a part of this credit union, and I encourage others to check them out if they’re looking for a supportive financial institution. Really can’t recommend them highly enough!

Gudrun Jones
Gudrun Jones

May 18, 2024

I recently switched to this credit union and I couldn't be happier! The staff is incredibly friendly and helpful, making my transition seamless. I was especially impressed with how they took the time to explain the various accounts and options available to me, without any pressure to make a quick decision. I opened a checking account and a savings account, and I love the competitive interest rates they offer. The online banking platform is user-friendly, which is a huge plus as someone who prefers handling my finances digitally. The only minor issue I encountered was the wait time during peak hours, but honestly, the warmth of the staff kept me engaged. All in all, I highly recommend this credit union if you're looking for personalized service and great financial products. It's refreshing to be treated as more than just a number!

How to go there

Location

Federal credit union Loc: 36.4094 / -82.4731

Plan your visit

Weather

  • Johnson City
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